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BORROWER RIGHTS AND LOAN MODIFICATION
As an attorney representing victims of the real estate and mortgage bubble since 2007, I have extensive experience in all facets of the crisis affecting homeowners.  Unlike typical mortgage-broker-based loan modification companies, I offer personalized analysis of your legal options, and assistance in implementing a comprehensive strategy to exploit your legal rights and improve your situation.  The cost for my modification services will typically be the same or less than what the loan modification companies charge, and can often be shifted to the lender or amortized into a renegotiated loan package. Please contact me for a free initial consultation, and visit the Walk Away From Your Mortgage Calculator at payorgo.com

 

REAL ESTATE LITIGATION
I have many years of experience litigating cases involving real estate transactions.  At the peak of the real estate bubble, many of the real estate sales involved fraudulent practices by real estate developers and builders, real estate agents, mortgage brokers, appraisers, title companies, or lenders.  Often the problem is that they were all colluding against the buyer.  If you believe your were the victim of such practices, or have other real estate related disputes, please contact me for a free consultation.  

CONSUMER RIGHTS
I specialize in enforcing the rights of consumers, including small businesses, against unfair and deceptive business practices.  Many of these cases involve those tricky contract provisions and hidden fees and surcharges that plague transactions with the corporate business world.  The cases can also involve defective products, fraudulent financial products/services, deceptive marketing and sales techniques, unauthorized charges to your accounts, invasions of your privacy, elder abuse, or oppressive debt collections practices.   If you have been a victim of these practices, please contact me to discuss how we might be able to rectify the situation for you and, as appropriate, the public at large at no out of pocket cost to you.

TENANT RIGHTS AND RENT CONTROL
My consumer practice includes enforcing tenants rights, including in the foreclosure context. I have a particularly strong understanding of the special protections offered by the rent control ordinances in Los Angeles, Santa Monica, Berkeley, and San Francisco.  I was lead counsel for the tenants of The Villas Parkmerced apartment complex in San Francisco in what is believed to be one of the largest rent control class actions ever in California (the settlement agreement prevents me from commenting publically on its specific terms).  If you have a tenancy related legal issue or claim, please contact me for a free consultation.  Generally speaking, I can represent you on a pure contingency basis, at no out of pocket cost to you.

WORKER AND EMPLOYEE RIGHTS
Your employer may not fire you, harass you, or otherwise discriminate against you based on your age, sex, race, religious beliefs, disability, or sexual orientation, or in retaliation for reporting illegal activities or exercising your employment rights.  My practices also includes enforcing worker and employee rights relating to overtime, swing-shifts, off-the-clock work, meal and rest periods, tip sharing, uniform requirements, and other unlawful and oppressive conditions of employment.  If you have a work related legal issue or claim, please contact me for a free consultation.   Generally speaking, I can represent you on a pure contingency basis, at no out of pocket cost to you.

INJURY VICTIM RIGHTS
I am also passionate about enforcing the rights of injured persons (and their loved ones) to be fully compensated for their physical injuries and resulting emotional distress.  I have extensive experience with a wide array of injury claims – car and motorcycle accidents, defective products, mold and toxic exposures, police brutality, wrongful deaths, intentional and criminal acts, medical malpractice, etc.  I am expert in ferreting out liability in difficult cases, using creative theories to maximize recoveries, and bringing in specialized cocounsel to add value to cases at no additional cost to the client.  If you have a claim related to an injury or death, please contact me for a free consultation.   Generally speaking, I can represent you on a contingency basis, at no out of pocket cost to you.

OUR SERVICE AREAS
Our California law office serves the Bay area in Northern California including San Francisco and Oakland, providing lawyer and attorney legal services the following California counties: Alameda, Santa Clara, Monterey, San Francisco, San Mateo, Solano, Contra Costa, Sacramento, Sonoma, Solano, Mendocino, Napa, San Joaquin, Stanislaus, Merced, Santa Cruz, including the following California cities and towns: Alameda, Albany, American Canyon, Antioch, Atherton, Belmont, Belvedere, Benicia, Berkeley, Brentwood, Brisbane, Burlingame, Calistoga, Campbell, Clayton, Cloverdale. Colma, Concord, Corte Madera, Cotati, Cupertino, Daly City, Danville, Dixon, Dublin, East Palo Alto, El Cerrito, Emeryville, Town of Fairfax, Fairfield, Foster City, Fremont, Gilroy, Half Moon Bay, Hayward, Healdsburg, Hercules, Hillsborough, Lafayette, Larkspur, Livermore, Los Altos, Los Altos Hills, Los Gatos, Martinez, Menlo Park, Mill Valley, Millbrae, Milpitas, Monte Sereno, Moraga, Morgan Hill, Mountain View, Napa, Newark, Novato, Oakland, Oakley, Orinda, Pacifica, Palo Alto, Petaluma, Piedmont, Pinole, Pittsburg, Pleasant Hill, Pleasanton, Portola Valley, Redwood City, Richmond, Rio Vista, Rohnert Park, Ross, St. Helena, San Anselmo, San Bruno, San Carlos, San Francisco, San Jose, San Leandro, San Mateo, San Pablo, San Ramon, San Rafael, Santa Clara, Santa Rosa, Saratoga, Sausalito, Sebastopol, Sonoma, South San Francisco, Suisun City, Sunnyvale, Tiburon, Union City, Vacaville, Vallejo, Walnut Creek, Windsor, Woodside, Yountville, Citrus Heights, Elk Grove, Folsom, Galt, Isleton, Rancho Cordova, SacramentoStockton, Escalon, Lathrop, Lodi, Manteca, Ripon, Tracy, Modesto, Mendocino, Guerneville, Healdsburg, Jenner, American Canyon and Calistoga. Our law firm specializes in mortgage loan modification in addition to protecting consumer, borrower, and employee rights.

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